If like me, you don’t have that Ansel Adams knack for visualizing an image in gray tones, perhaps the following tips will help you figure out how your photographs can work as Black and White (B&W) images. First, if you want to receive immediate feedback as to what your image will look like, shoot monochrome. This may be a paradigm shift for you because the experts have told you to capture in color, then convert to B&W in post-processing. The myth, left over from the days before you had a competent DSLR, is that capturing directly into B&W is an irreversible process. Not so if you capture RAW images.
When you do this, avoid if you can the blah grayscale option. Instead apply color filtering to your B&W capture. Here’s what I do with either of my DSLRs (Nikon D80 and D90). I go into the Picture Mode (D80) or Picture Control (D90) menu and select the monochrome option and enable a color filter. Which color you use is up to you, but I find red, orange and yellow to give me the best results for most situations, and I use green occasionally. When you select one of these color filters, this is somewhat equivalent to attaching a physical color filter of the same color without having to worry about having the right diameter for your particular lens. Nifty, but keep in mind that it’s not perfect. Think of it as an approximation to give you a rough idea of how a B&W capture will work out.

Nikon D80 Monochrome filters
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Nikon D90 Monochrome filters
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Make sure you set the camera’s capture format to RAW, and later, if you repent from having chosen B&W, or if you want to try a different filtering technique, you can switch back to color. With Nikon RAW files (NEF), ViewNX will let you swap Picture Controls to revert back to color. Whether you do this or capture your original image in color, this brings us to our next option for generating B&W images with pop to them.
Bring your color image into your editor of choice, make any adjustments you want to make to color, white balance, sharpness, or whatever else you want to modify, and then bring up your application’s color filtering tool — again avoid the grayscale conversion. In Paintshop Pro X2 (PSPX2), this interface presents you with a color wheel, as shown below, that lets you set any color filtering you want. You can start to see the additional flexibility in this approach: you can have a plethora of shades of yellow or green or cyan (try finding that filter at your camera store) or anything in between, allowing you to tweak the output exactly as you want it.
To demonstrate how this works, let’s review a couple of images from yesterday’s discussion.

B&W, as shot in-camera
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Color, reverted from RAW in ViewNX with White balance correction
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B&W conversion with color filtering in PSPX2
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Result from B&W conversion (including contrast and sharpening)
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B&W, as shot in-camera
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Color, reverted from RAW in ViewNX with White balance correction
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B&W conversion with color filtering in PSPX2
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Result from B&W conversion (including contrast and sharpening)
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As you can see, applying color filtering for B&W conversion in post-processing gives the greatest flexibility and enables you to improve monochrome output quality. My recommended approach is to shoot RAW with a Monochrome filter in the field to preview whether a shot works as B&W on the spot, i.e., as an aid to visualization, then go home and tweak away in post-processing to optimize and maximize the quality of the final image.
One word of caution with this approach: it just so happens that the filters I like best, red and orange, tend to reveal more noise in blue skies. Green filters, on the other hand, produce the least noise. We could get technical here about Bayer sensors containing a majority of green pixels which when excluded with red or orange filtering leaves us with a noisy image. But instead I’ll just recommend that you experiment to see how this approach works for you.